[NEW 2-Day] 企业财务与融资策略 Corporate Financial & Funding Strategies
Course Information
  • 04-Aug-2021
  • Online
  • Wendy Tee
  • Mandarin
  • RM 1100
  • 9:00am - 5:00pm

[01] 简介 INTRODUCTION 在经营和拓展公司业务的过程,您会需要资金来弥补现金缺口。 原因可能是一时的营运资金需要,或需购买资产如机械,业务阔充, 甚至是资助一间新创企业。如果没有足够的金融知识,或不懂得如 何评估和筹集资金,这笔钱可能永远也不会到来。 即使大多数会计人士对金融知识和资金筹募并不陌生,将它们组合在一起,结合会计,公司财务,分析和业务管理领域的技能确实一点都不简单。这项课程将提升您在融资方面所需的认知,技能和敏感度。 了解各种 资金的来源,代价和要求,和其适用性是至关重要。 At some points of running a company, you need funding to close a cash gap. The reasons could be for working capital, financing asset purchase, business expansion or even starting up. Without sufficient knowledge in finance, and knowing how to evaluate and raise funding, the money might never come. Even though most accounting professionals have an appreciation for it, putting it together requires skillsets across the fields of accountancy, corporate finance, analytics and business management. This training is designed to support you in acquiring the skills, competencies, and business acumen needed to ultimately fund a business. Understanding the sources, requirements and suitability of various funding option is crucial. [02] 课程目标 COURSE OBJECTIVES • 讨论财务管理在公司内部创造股东财富,资本预算,资产管理和融资来源方面的作用 • 通过检查公司绩效来证明其财务分析技能的熟练程度 • 应用财务工具解决公司面临的财务管理问题 • 了解公司的现金流量,营业现金流量和自由现金流量表 • 了解资本预算流程的关键要素 • 了解营运资金管理,净营运资金以及在获利能力与风险之间的权衡取舍 • 讨论杠杆率,资本结构和盈亏平衡点成本变动的影响 • 了解融资的各种类型和渠道 • 为您的组织选择最佳的融资策略 • Discuss the role of financial management in the context of capital budgeting, management of assets and sources of financing within a corporate • Demonstrate proficiency in financial analysis skills by examining a company performance • Apply financial tools in solving the financial management problems faced by corporations • Understand the firm’s statement of cash flows, operating cash flow and free cash flow • Understand the key elements of the capital budgeting process • Understand working capital management, net working capital and the related trade-off between profitability and risk • Discuss leverage, capital structure and the effect of changing costs of the breakeven points • Know the various types and methods of funding • Choose the best fundraising strategy for your organization • Know best practices and skills, and apply them in your strategic funding plan [03] 谁该参加 WHO SHOULD ATTEND • 财务专业人员,会计师,高层管理人员,董事,产品经理,项目经理 • 创办和发展公司负责人 • 计划进行债务重组和筹资的公司 • Financial Professionals, Accountant, Top Management, Directors, Product Manager, Project Manager • Those starting and growing a company • Those contemplating a debt restructuring and corporate fundraising exercises [04] 方法 METHODOLOGY 关于公司账目和财务报表所有相关方面的互动式讲座,实践练习和讨论,以确保参与者清楚地了解所呈现的各个方面 Interactive lectures, practical exercises & discussion on all relevant aspects of company accounts and financial statements to ensure participants grasp clearly aspects presented [05] 日期/ 时间/ 方式 DATE/ TIME/ MODE 日期: 4 - 5 August 2021 (Wed - Thu) 时间: 9.00am - 5.00pm 方式:綫上 / Online [06] FEE 费用 [HRDF Claimable | SBL Khas] RM 1100 * Fee includes Course Notes & Certificate of Completion and 6% Government Service Tax ** OFFER ** - 10% Cashback for SST2u Learner Card+ (SLC+) members. T&Cs applied. [07] 课程大纲 COURSE OUTLINE 第一天 单元1 管理财务的范围和性质 • 财务管理及其作用 • 财务人员的职责 • 公司目标:利润最大化 - 财务管理决策 - 财务四项基本原则 • 所有管理人员应具备的财务技能 技能 1:财务报表分析 技能 2:财务流利度 技能 3:投资回报率计算 技能 4:预算编制 技能 5:财务绩效评估 单元2 财务分析和计划工具 •比率分析: - 流动比率:流动比率,速动比率 - 资产管理:库存周转时间(天/次),债务人天数 - 债务管理比率:债权人天数,债务比率 - 获利比率:毛利率,净利率 - 市值:每股收益,每股账面价值 • 比率分析的局限性 • 比率分析的用户 单元 3现金流量与财务计划 • 分析公司的现金流量 • 财务计划流程 • 长期财务计划 • 短期财务计划 • 现金预算 • 利润计划:备考报表 • 准备备考损益表 • 准备专业资产负债表 单元 4资本预算 • 资本预算导论 - 独立项目 - 互斥项目 • 资本预算技巧 - 净现值(NPV) - 投资回收期(PP) • 资本预算技巧 - 获利能力指数(PI) - 内部收益率(IRR) - 比较NPV和IRR技术 第二天 单元 5营运资金和流动资产管理 • 营运资金管理 • 净营运资金 营运资金管理的重要性 • 现金转换周期 管理现金转换周期的策略 库存管理 - 关于库存水平的不同观点 - 管理库存水平的常用技术 - ABC系统,EOQ模型,库存总成本 应收帐款管理 信用选择和标准 • 信用条件 • 分析信贷申请人 - 信息来源 - 信用分析:5C系统 - 信用评分 - 信用决定 单元 6短期财务和计划 • 应付账款管理 • 应计费用 • 短期贷款的无抵押来源 • 银行贷款 • 商业票据 • 信用证 • 担保的短期贷款来源 • 担保短期贷款的特征 • 应收账款融资 • 存货贷款 单元7: 资金来源 • 了解与资金成本有关的概念 • 权益成本 • 债务成本 • 加权平均资本成本(WACC) • 商业风险和财务风险 • 杠杆的影响 单元8:筹集资金 影响资金来源选择的因素 (i)股权融资来源 • 商业天使 • 风险投资 • 众筹 • 私人产权 • 企业投资计划(EIS) • 替代平台融资计划 • 发行股票 • 自己保存 • 保留收益 (ii)债务融资的来源 • 商业贷款 • 商业银行 • 政府贷款 • 非商业银行 (iii)引导资金的来源 • 出售物业 • 来自亲戚的资金 • 租赁和租赁购买 • 贸易信贷 • 保理 • 典当 • 点对点融资(P2P) • 股权众筹资金(ECF) (iv)马来西亚国家银行为中小企业提供的融资工具 国家储蓄银行(BSN)小额贷款基金,融资基金 •特别救济基金(SRF) •所有经济部门(AES)设施 •自动化和数字化设施(ADF) •农业食品设施(AF) •微型企业设施(MEF) •商业金融担保公司(SJPP) •马来西亚信用担保公司(CGC)BizMula-i和BizWanita-i计划融资 DAY1 Module 1 Scope and Nature of Managerial Finance • Financial management and its roles • The financial staff's responsibilities • Goal of the firm: profit maximization - Financial management decision - The four basic principles of finance • Financial skills all managers should have Skill 1 : Financial statement analysis Skill 2 : Financial Fluency Skill 3: ROI Calculation Skill 4 : Budgeting Skill 5: Financial Performance measurement Module 2 Tools of Financial Analysis and Planning • Ratio analysis: - Liquidity ratio: current ratio, quick ratio - Asset management: inventory turnover (days/times), debtor days - Debt management ratio: creditor days, debt ratio - Profitability ratio: gross profit margin, net profit margin - Market value: earnings per share, book value per share • The limitations of ratio analysis • The users of ratio analysis Module 3 Cash Flow and Financial Planning • Analyzing the firm’s cash flow • The financial planning process • Long term financial plans • Short term financial plans • Cash budgets • Profit planning: Pro Forma Statements • Preparing the pro forma income statement • Preparing the Pro Balance Sheet Module 4 Capital Budgeting • Introduction to capital budgeting - Independent projects - Mutually exclusive projects • Capital budgeting techniques - Net present value (NPV) - Payback period (PP) • Capital budgeting techniques - Profitability index (PI) - Internal rate of return(IRR) - Comparing NPV and IRR Techniques DAY2 Module 5 Working Capital and Current Assets Management • Working capital management • Net working capital Importance of working capital management • Cash Conversion cycle Strategies for managing the cash conversion cycle Inventory Management - Differing viewpoint about inventory level - Common techniques for managing inventory level - ABC system, EOQ model, total cost of inventory Account Receivable Management Credit selection and standards • Credit terms • Analyzing the credit applicant - Sources of information - Credit analysis: The 5C's system - Credit scoring - Credit decision Module 6 Short Term Finance and Planning • Account payable management • Accruals • Unsecured sources of short term loans • Bank loan • Commercial paper • Letter of credit • Secured sources of short term loans • Characteristics of secured short term loans • Accounts receivable Financing • Inventory loans Module 7 Cost of Capital • Understanding the concepts related to cost of capital • The cost of equity • The cost of debt • Weighted average cost of capital (WACC) • Business Risk and Financial risk • Impact of Leverage Module 8 Raising Capital Factor affecting the Sources of fund (i) Sources of Equity Finance • Business angels • Venture capital • Crowdfunding • Private equity • Enterprise Investment Scheme (EIS) • Alternative Platform Finance Scheme. • Shares issues • Own saving • Retain Earnings (ii) Sources of Debt Financing • Business Loan • Commercial Bank • Government Loan • Non Commercial Bank (iii) Sources of Bootstrap Finance • Selling Properties • Funds from relatives • Lease & Hire purchase • Trade Credit • Factoring • Pawning • Peer to peer financing (P2P) • Equity Crowd funding (ECF) (iv) Bank Negara Malaysia (BNM) Financing Facility For SMEs National Savings Bank (BSN) micro-loan fund, financing funds • Special relief fund (SRF) • All Economic Sectors (AES) Facility • Automation and Digitalisation Facility (ADF) • Agrofood Facility (AF) • Micro Enterprises Facility (MEF) • Commercial Finance Guarantee Corporation (SJPP) • Malaysian Credit Guarantee Corporation (CGC) BizMula-i and BizWanita-i plan financing (08) 讲师简介 TRAINER PROFILE WENDY TEE - HRDF APPROVED SPEAKER, HR CONSULTANT Wendy Tee Leap Sing has over fifteen years of experience in senior management and human resources positions for diversified industrial and business environments. Graduated with a Master of Business Administration (UM), Master of Information Technology (UM), Certified Financial Planner (CFP), Certified Business coach (UM) , Registered Financial Planner (RFP), Certified Trainer (PSMB) and Certified Advance Human Resource Practitioner (MIHRM), she has undergone intensive academic training in various human development and knowledge improvement. Wendy is a member of the Malaysia Financial Planning Council (MFPC) as well as a Security Commission licensed financial planner with VKA Wealth Planners. Wendy is actively involved in management consultancy, management training and research. Her latest responsibility involves the business coaching, financial training, management consultancy, management and financial and investment lecturing of Degree programs for Tunku Abdul Rahman University College. She has experience managing training programs cover from local universities, in house training and public seminar training, from designing training needs assessment, developing training materials, monitoring and tracking of training programs successfulness and implementing training evaluation. Having been trained as a qualified trainer, her skill and knowledge has been enhanced in operations effectives, fitness analysis, gap analysis and needs assessments. For the past ten years she has been involved in lecturing and training in Financial Accounting and Reporting Skills, Personal Financial Planning, Corporate Financial Management, Practical Budgeting & Cost Reduction Technique, Mastering Company Accounts for Financial Statement Analysis, Balance Scorecard linked with Performance Management, Training Need and Analysis, Payroll Administration Techniques and Setting Departmental Key Performance Indicators (KPIs) and Understanding Malaysia Employment Act 1955 ( Act 265), EPF Act 1991 and Socso Act 1967. Wendy is also a Human Resource consultant and certified trainer now appointed from Pembangunan Sumber Manuasia Berhad (PSMB), National Human Resources Centre (NHRC) and Malaysian Institute of Human Resource Management (MIHRM), providing comprehensive and independent Human Resource advisory to clients. In addition to consulting with and servicing clients, she is responsible for HR training, coaching & advisory for the company. In the area of Human Resource Management, Wendy focuses on Strategic Talent Management, Training and Development Management, Performance Management, Payroll Management and Setting Departmental & Inter Departmental Key performance Indicators (KPIs). Wendy is now pursuing her Doctor of Business Administration (DBA) from Universiti Utara Malaysia (UUM). Wendy completed and passed her GST exams organized by Chartered Tax Institute of Malaysia (CTIM) with the cooperation and support from of the Royal Malaysian Customs Department (RMC). She is currently advising more than 70 SME companies in Malaysia for getting ready on the implementation of GST, mainly dealing with the tax authorities over various GST issues, elements and scope of GST, cycle and operations, rulings, registration, administration, audit and investigations on behalf of her clients. (09) 报名/联络 电邮: SSTcourse@gmail.com 联络: - Logesh (012 - 503 0346) - Siti (012 - 383 8603) - Teo (011 - 3178 9203) - Han (019 - 323 0507)